See what your claimcould be worth
Ten questions, your state’s law applied, and a range you can check line by line.
- Free, all 50 states
- About 2 minutes
- Private
Question 1 of 10
About 2 minutesFrom your answers to a real attorney
The first three steps take about two minutes and happen right here. The fourth is a free conversation with a licensed attorney.
Answer ten questions
About the accident, your injuries, the treatment you have had and what it has cost. About two minutes.
Your state's law is applied
Its fault rule, no-fault threshold, filing deadline and minimum coverage, each of which can change the number.
See your range
A calculated range, never a fixed figure, with every step of the math laid out so you can check it.
Talk to an attorney, free
Our team confirms the details, then a licensed attorney who practices in your state gets in touch.
How your estimate is calculated
Not a guess, and not the same number for everyone. Every estimate follows these steps in this order. Here they are applied to one real set of answers. Full method and sources
- Medical bills to date$13,000
A typical figure for the range of bills you choose. Every injury claim is built on this number.
- Further treatment$4,000
Care still to come, projected from how serious the injury is and the treatment so far.
- Lost income$5,000
Time off work, valued at median US earnings of about $250 a working day.
- Pain and suffering$17,000
Adjusters value this with a multiplier on the medical bills, usually 1.5× to 5×. Here it is 2.3×: the bills, already counted, plus 1.3× for pain and suffering.
- Texas lawApplied
Texas has a 51% fault bar and 2 years to file. Nobody else is at fault here, so nothing is deducted; a small adjustment reflects typical settlements in the state.
Published as a band around the figure, ±26% when the answers are documented, and never as a single promised amount.
See how each answer changes the estimate
The same case, run through the calculator with one answer changed at a time. Every bar comes straight from the live estimator.
A car accident with moderate injuries, physical therapy, $5,000 to $25,000 in bills and a few weeks off work. Only the treatment changes.
- No treatment yet$17k to $34kNo treatment yet$17,000 to $33,500Pain and suffering at 0.2× medical bills
- Recommended, not started$21k to $42kRecommended, not started$21,000 to $41,500Pain and suffering at 0.7× medical bills
- ER or urgent care visit$28k to $47kER or urgent care visit$27,500 to $46,500Pain and suffering at 1.1× medical bills
- Ongoing doctor visits$29k to $49kOngoing doctor visits$28,500 to $48,500Pain and suffering at 1.2× medical bills
- Physical therapyExample$30k to $50kPhysical therapy$29,500 to $50,000Pain and suffering at 1.3× medical bills
- Surgery or hospitalization$76k to $129kSurgery or hospitalization$76,000 to $129,000Pain and suffering at 1.6× medical bills
The rules in your state
Four state rules decide what a claim is worth, or whether it can be filed at all. Pick a state on the map to see all four. Your estimate applies them automatically.
Swipe the map, or choose your state below.
- Reduced, never barred(10)
- Barred at 50% or 51%(35)
- Any fault can bar(6)
- Lighter is easier on a claim; darker is harder.
Tap a state on the map, or choose one above, to see its filing deadline, fault rule, insurance system and minimum coverage.
Most asked about
Before you start
Short answers to what people usually want to know first.
Is the calculator free?
Yes. The estimate is free, and so is the case review that follows it. You are under no obligation to hire anyone.
Why might I get no number?
When your state's law would bar the claim on the facts you gave, a number would mislead you. That happens with a missed filing deadline, or with a fault rule that bars recovery. You'll see which rule applies and what the claim would otherwise be worth, because both can change once an attorney looks at the evidence.
Who sees my answers?
Your answers produce the estimate. When you ask for a case review, our intake team calls to go over the details, and your case goes to a participating attorney who practices in your state. We do not sell your information.
Will this affect my insurance claim?
No. Nothing you enter here is sent to any insurance company.
Is this legal advice?
No. It's an educational estimate built on a published method. Only a licensed attorney can advise you about your situation, and the review is free.
See what your claim could be worth
Ten questions, your state's law applied, and every step of the math shown. Then a free conversation with a licensed attorney, only if you want one.
- About two minutes
- Free, no obligation
- Encrypted and never sold
